General awareness for IBPS PO RRB Clerical and general knowledge For Bank Exams PDF/Quiz 2013...Test 10

General awareness for IBPS PO RRB Clerical and general knowledge For Bank Exams PDF/Quiz 2013...Test 10

1. ''My Journey: Transforming Dreams into
Actions'' written by

Hamid Ansari

Chetan Bhagat

Abdul Kalam

Sarojini Naidu

Bhagat Singh

2. If the Interest that has been earned but not
yet paid is called ......

Floor Interest

Tail Interest

Score Interest

Accrued Interest

None

3. In a merger, the bank that absorbs the bank acquired is called .....

Following Bank

Scroll Bank

File Bank

Acquiring Bank

None

4. Which among the following is not correct regarding the Adjustable-Rate Mortgages (ARMS)?

Usually the interest rate is below that of conventional fixed rate loans

Interest rate may change over the life of the loan as per the market movement

In this loan, the customer must open Fixed deposit account

Ceiling and floor rate of interest may be agreed also

None

5. Any change involving an erasure or rewriting in the date, amount, or payee etc. called....

Alteration

Adoption

Arbitrage

Admonition

Nostro

6. Cost of credit on a yearly basis, expressed as a percentage, is called....

Annual EMI Rate (AEIR)

Annual Depreciation Rate (ADR)

Annual Percentage Rate (APR)

Annual Discount Rate (ADR)

Annual Post Rate (APR)

7. Return on an investment over the course of a year is called ....

Annual Floor Rate (AFR)

Annual Decrease Yield (ADY)

Annual Percentage Yield (APY)

Annual Discount Yield (ADY)

None

8. Act of evaluating and setting the value of a
specific piece of personal or real property is
called .....

Appraisal

Attestation

Accrual

Assimilation

None

9. When funds deposited into an account will
be available for withdrawal is called ......

Forcible date

Forfeit date

Availability date

Anti-date

None

10. Usually process of moving an outstanding
balance from one credit card to another
credit card is called .....

Balance Transfer

Rate Transfer

Bank Rate Transfer

Low Transfer

Valet Transfer

Score =

Correct answers:

Tags: General awareness for IBPS PO RRB Clerical examinations 2013