General awareness/Banking Awareness Questions and Answers for IBPS PO RRB Clerical Bank Exams PDF Quiz Mode Test 16

General awareness Questions and Answers for IBPS PO RRB Clerical Bank Exams PDF Quiz Mode Test 16..

The following Models Useful for the IBPS PO Clerical RRB Examinations as well as SBI Examinations.Its include in Banking Awareness...

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1. Recently who received the Mahatma Gandhi International Award for Peace and Reconciliation?
Angela Merkel of Germany
Ellen Johnson Sirleaf of Liberia
Brigalia Bam of South Africa
Azim Premji of India
None of above
2. Loans to poor people by banks have many limitations including lack of security and high operating cost. So to help them which type of finance system developed?
Ponzi schemes
Micro Finance System
Money Laundering Schemes
Money tampering finance
Super vision Finance
3. The following statements are related to Micro Finance system. Locate the wrong option.
It provides micro credit having scope for small savings and remittance of funds
It based on the principle of livelihood creation
The livelihood mission means engaging in activities in a routine fashion to generate cash or non-cash income
High volumes of low transactions done through this system
None
4. Who introduced the concept of Microfinance in Bangladesh in the form of the "Grameen Bank"? He is the Nobel laureate known by many as the "father of microfinance systems''.
C.D.Deshmuck
Amartya Sen
Muhammad Yunus
Sheik Hassena
Muzibaer Rehman
5. The beneficiaries of Micro finance business is ...........
Land less labour
Marginal farmers
Vendors in the small markets
Hawkers
All of above
6. Salustiano Sanchez is the ......
Highest goal maker in SAAF foot ball contest
First pilot of C-17 transport aircraft carrier
Japan prime minister visiting USA for Arms Reduction Talks
World oldest man recently died
None
7. The Micro Finance Institutions (MFI) differ from one another in terms of .........
Product offering
Loan repayment structure
Product offerings
Legal structure
All of above
8. Indian Micro Finance Institutes (MFI) usually adopt the group-based lending models, which are of two types, SHG model and JLG model. SHG means Self Help Group and JLG means .........
Joint Liability Game
Josh Liability Group
Joint Loan Group
Joint Liability Group
None
9. To control high rate interest rates, coercive collections and illegal insurance practices by the Micro Finance Institutes, Andhra Pradesh government passed Andhra Pradesh Microfinance Institutions (Regulation of Money Lending) Act in ........
2013
2005
2007
2009
2011
10. In the Not-For-profit Micro Finance Institutes, which among the following are included?
Societies
Public Trusts
Non-profit companies
All of above
None
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Correct answers: